Buyer’s Cheat Sheet & Regional Utility Directory
Essential pre-closing checklists and Northern Virginia utility setup phone numbers in one verified directory.
Pre-Settlement Action Timeline
Follow these milestones during the final 7 days before closing to ensure a flawless transfer of ownership.
7 Days Before Settlement: Final Loan Disclosure Review
Confirm Closing Disclosure (CD) wire figures match your pre-settlement estimates.
5 Days Before Settlement: Hazard Insurance Activation
Ensure your comprehensive homeowners policy binder and paid receipt are delivered to settlement attorneys.
3 Days Before Settlement: Transfer Utility Accounts
Call electric, gas, and water providers to schedule account switch effective on your closing date.
24 Hours Before Settlement: Pre-Closing Walkthrough
Walk property with your Prime Legacy real estate agent to confirm condition, appliances, and completed repair items.
Closing Day: Wire Verification & Two Forms of ID
Verbally verify wiring instructions with the title company before transmitting funds. Bring government photo IDs.
Northern Virginia Utility Providers
Direct phone numbers and portals to activate electricity, water, gas, and gigabit fiber before move-in.